Don't Break the Bank

A practical financial wellness challenge that helps participants make smarter money moves through everyday savings, spending, and planning habits.

31 days Financial Wellness Individual

$10 per participant

|

$1000 minimum per challenge

A practical financial wellness challenge that helps participants make smarter money moves through everyday savings, spending, and planning habits.

31 days Financial Wellness Individual

$10 per participant

|

$1000 minimum per challenge

Challenge Description

Small money moves can add up in a big way! In this challenge, participants earn points for simple financial wellness actions that support smarter saving, spending, budgeting, commuting, and long-term planning.

From packing lunch and completing no-spend days to reviewing expenses, checking credit scores, and setting savings goals, participants are encouraged to make practical choices that can help them feel more confident with their money.

Participants log eligible financial wellness activities through manual entry, along with select movement-based activities tracked through synced devices or manual entry, making it easy to build healthier habits for both their wallet and their well-being.

What's Included

  • Fitness tracker integrations
  • Leaderboards to track progress throughout the challenge
  • Automated communications via email and notifications
  • Reward fulfillment for prizes

Key Details

Duration

31 days

Mode

Individual

Theme

Financial Wellness

Goal

Highest Total points

Optional Prizes

Offering prizes is a simple way to increase participation and keep employees engaged throughout the challenge. Based on what we see drive the most engagement, here are the most effective options:

Recommended for this challenge

  • Insulated stainless steel lunch container
  • High-quality thermal bento box
  • Annual subscription to a leading personal finance or budgeting software
  • Premium bicycle pannier bag for commuting

Or explore broader categories

  • Gift Cards or Monetary Rewards – A flexible option that appeals to a wide range of employees and consistently drives participation.
  • Extra PTO or Time Off – A highly valued reward that feels meaningful without adding direct cost to the program.
  • Recognition or Bragging Rights – Leaderboards, shoutouts, or a simple trophy can reinforce friendly competition.
  • Company Swag or Branded Items – Fun, tangible rewards employees can take with them beyond the challenge.

Getting Your Challenge Set Up

Once you submit your request form, IncentFit handles the heavy lifting.

We'll review your request, set up your challenge, and send you an email to register your account and finalize your setup - so you can launch with minimal effort.

Launch This Challenge

Submit a few details and the IncentFit team will help get your challenge set up.

Frequently asked questions

Employees take part on their own and track their personal progress throughout the challenge. It’s a chance to build healthy habits, celebrate small wins, and enjoy a little friendly competition.

Most challenges can be ready to launch within 1–2 business days after you send us your details. We’ll take care of the setup so your employees can join and get started.

Employees earn points by completing and recording the activities included in the challenge. It’s a simple way to recognize healthy habits and keep motivation going along the way.

Employees can connect a supported fitness device to sync eligible activity or log activities directly in IncentFit. Tracking options vary by activity, giving participants different ways to record their progress.

No. Employees can participate without a fitness device by recording activities directly in IncentFit. Those who prefer to connect a supported device can use it to sync eligible activity.

The goal is to help employees make time for their well-being and build healthy habits through small, achievable actions. Tracking progress and sharing the experience can help them stay motivated along the way.

Absolutely! Prizes are optional and can add a little extra motivation. IncentFit handles rewards offered through the system. If you’d like to offer something like extra PTO or a preferred parking spot, we’ll send your admin the reporting and your team can provide the reward.

Employees can typically join within a short grace period after the challenge begins. If someone needs to join later, reach out to our team and we’ll help you explore the available options.

We handle setup, tracking, scoring, leaderboards, and reporting, so you don’t have to manage everyone’s progress by hand. We also handle reward fulfillment so your team can focus on encouraging participation.

Admins can view participation and progress in IncentFit, including leaderboard standings and activity results relevant to the challenge. This helps you see how employees are getting involved and recognize their efforts.

It’s a good fit for organizations that want to make wellness more engaging and give employees a shared reason to participate. The ready-to-launch format makes it easy to add a challenge to your wellness program.

We’re here to help! Admins can reach out to the IncentFit support team with setup or challenge questions. Employees can also contact Support or use Instant Chat for help with participation and tracking.

Don’t Break the Bank is a 31-day financial wellness challenge that helps participants build smarter habits around saving, spending, budgeting, commuting, and long-term planning.

The goal is to make financial wellness feel practical and approachable. Participants earn points for everyday actions that can help them make more intentional money choices and feel more confident about their finances.

Participants can complete eligible financial wellness activities such as packing lunch, completing no-spend days, reviewing expenses, checking credit scores, setting savings goals, and making other money-smart choices.

Yes. This challenge can also include select movement-based activities, such as walking, running, hiking, or elliptical activity. These activities give participants additional ways to support overall well-being while working through the financial wellness challenge.

Participants earn points by completing eligible financial wellness activities and tracking them in IncentFit. Select movement-based activities may also contribute points depending on the challenge setup.

Most financial wellness activities are logged through manual entry in the IncentFit app or web platform. Movement-based activities can be tracked through synced fitness devices or manual entry.

Don’t Break the Bank is an individual challenge. Participants work toward their own financial wellness goals, with progress reflected on an individual leaderboard.

Yes. Organizations can add optional prizes to help encourage participation and keep participants motivated. Common options include gift cards, wellness rewards, financial wellness resources, company swag, PTO, or recognition for top participants.

Very little ongoing admin work is needed after launch. IncentFit supports tracking, scoring, leaderboard updates, and reporting so admins do not have to manually manage participant progress.

This challenge is a strong fit for organizations that want to support financial wellness in a simple, action-oriented way. It works especially well for groups focused on budgeting, savings habits, mindful spending, and practical long-term planning.