Benefits Strategy

Is a Health Insurance Broker Right For My Company?

Health insurance brokers are like real estate agents. Just as a real estate agent can help you find the perfect property, an insurance broker can set you up with the perfect benefits plan for your company. Health insurance brokers are a bit different, though. Your broker is a licensed industry expert who will do the Read more…

Wellness Champion

Four Reasons Why Your Health Insurance’s Wellness Features Just Aren’t Enough

Health insurance carriers typically offer wellness features bundled with their health plans. Many offer discounts and reimbursements for weight loss programs, free health tips, and even help you see report cards of your health over time. Many employers are tempted to just use their carrier-provided tools as their main employee benefits wellness program. Unfortunately, the Read more…

Benefits Strategy

Mental Health Days Boost Company Culture

Over the summer, Madalyn, a software developer at Olark sent out an email to her company, letting everyone know that she would be taking a few days off to focus on her mental health. CEO, Ben Congleton responded, “Hey Madalyn, I just wanted to personally thank you for sending emails like this. Every time you Read more…

Wellness Champion

Biometric Screenings are not a Wellness Strategy

Biometric screenings and health assessments are common additions to many corporate wellness programs. In a Kaiser Family Foundation Survey, over half the wellness programs in large corporations either offered or required these assessments. Many companies that offer screenings offer financial incentives such as cash or reduced health care premiums. At first biometric screenings can seem Read more…

Benefits Strategy

Transitioning to High Deductible Health Plans

High Deductible Health Plans (HDHP) are medical insurance plans that have high annual deductibles (the amount a patient needs to pay out of pocked before the insurance kicks in). How high? Well that depends on your plan, but it can range as high as $6,550 for an individual or $13,100 for a family. These plans Read more…