Don't Break the Bank

A practical financial wellness challenge that helps participants make smarter money moves through everyday savings, spending, and planning habits.

31 days Financial Wellness Individual

$10 per participant

|

$1000 minimum per challenge

A practical financial wellness challenge that helps participants make smarter money moves through everyday savings, spending, and planning habits.

31 days Financial Wellness Individual

$10 per participant

|

$1000 minimum per challenge

Challenge Description

Small money moves can add up in a big way! In this challenge, participants earn points for simple financial wellness actions that support smarter saving, spending, budgeting, commuting, and long-term planning.

From packing lunch and completing no-spend days to reviewing expenses, checking credit scores, and setting savings goals, participants are encouraged to make practical choices that can help them feel more confident with their money.

Participants log eligible financial wellness activities through manual entry, along with select movement-based activities tracked through synced devices or manual entry, making it easy to build healthier habits for both their wallet and their well-being.

What's Included

  • Step-based tracking for walking, running, hiking, and elliptical activity
  • Leaderboard visibility to track rankings throughout the challenge
  • Optional prizes for top performers

Key Details

Duration

31 days

Format

Individual

Theme

Financial Wellness

Goal

Highest Total points

Optional Prizes

Offering prizes is a simple way to increase participation and keep employees engaged throughout the challenge. Based on what we see drive the most engagement, here are the most effective options:

Recommended for this challenge

  • Insulated stainless steel lunch container
  • High-quality thermal bento box
  • Annual subscription to a leading personal finance or budgeting software
  • Premium bicycle pannier bag for commuting

Or explore broader categories

  • Gift Cards or Monetary Rewards – A flexible option that appeals to a wide range of employees and consistently drives participation.
  • Extra PTO or Time Off – A highly valued reward that feels meaningful without adding direct cost to the program.
  • Recognition or Bragging Rights – Leaderboards, shoutouts, or a simple trophy can reinforce friendly competition.
  • Company Swag or Branded Items – Fun, tangible rewards employees can take with them beyond the challenge.

Getting Your Challenge Set Up

Once you submit your request form, IncentFit handles the heavy lifting.

We'll review your request, set up your challenge, and send you an email to register your account and finalize your setup - so you can launch with minimal effort.

Launch This Challenge

Submit a few details and the IncentFit team will help get your challenge set up.

Frequently asked questions

Most challenges can be set up and ready to launch within 1–2 business days. Once details are submitted, the IncentFit team handles configuration and ensures everything is ready for employees to join.

The Don't Break the Bank can be configured as either a team-based or individual experience, depending on your goals and the type of competition you want to create.

Employees can track steps through connected devices or manually log activity through the IncentFit app or web platform.

Steps can be earned through walking, running, hiking, or elliptical workouts, making it easy for employees to participate in ways that fit their routine.

Yes. Offering prizes is optional but highly recommended to increase participation. Common options include gift cards, extra PTO, company swag, or recognition for top performers.

For team challenges, performance is based on the average number of steps per participant to create a level playing field. For individual challenges, participants are ranked by total or average daily steps.

Employees can typically join within a short grace period after the challenge begins. After that, admins can work with the IncentFit team to add participants if needed.

Administrative work is minimal. Once the challenge is set up, IncentFit handles tracking, scoring, and reporting. Most admins spend very little time managing the challenge after launch.

Admins have access to real-time reporting, including participation rates, step totals, leaderboard standings, and overall engagement throughout the challenge.

The Don't Break the Bank is ideal for organizations looking for an easy, inclusive way to increase movement, encourage participation, and create friendly competition across employees.

Don’t Break the Bank is a 31-day financial wellness challenge that helps participants build smarter habits around saving, spending, budgeting, commuting, and long-term planning.

The goal is to make financial wellness feel practical and approachable. Participants earn points for everyday actions that can help them make more intentional money choices and feel more confident about their finances.

Participants can complete eligible financial wellness activities such as packing lunch, completing no-spend days, reviewing expenses, checking credit scores, setting savings goals, and making other money-smart choices.

Yes. This challenge can also include select movement-based activities, such as walking, running, hiking, or elliptical activity. These activities give participants additional ways to support overall well-being while working through the financial wellness challenge.

Participants earn points by completing eligible financial wellness activities and tracking them in IncentFit. Select movement-based activities may also contribute points depending on the challenge setup.

Most financial wellness activities are logged through manual entry in the IncentFit app or web platform. Movement-based activities can be tracked through synced fitness devices or manual entry.

Don’t Break the Bank is an individual challenge. Participants work toward their own financial wellness goals, with progress reflected on an individual leaderboard.

Yes. Organizations can add optional prizes to help encourage participation and keep participants motivated. Common options include gift cards, wellness rewards, financial wellness resources, company swag, PTO, or recognition for top participants.

Very little ongoing admin work is needed after launch. IncentFit supports tracking, scoring, leaderboard updates, and reporting so admins do not have to manually manage participant progress.

This challenge is a strong fit for organizations that want to support financial wellness in a simple, action-oriented way. It works especially well for groups focused on budgeting, savings habits, mindful spending, and practical long-term planning.